Compare plans
Independent comparison · USA · 2026

Pet insurance, compared properly.

See the best providers side by side — real coverage, average costs by state, and what's actually included. No sign-up, no sales pitch.

★★★★★Trusted, independent reviews — updated for 2026
Happy dog and cat sitting together on a couch
90%reimbursed on covered vet bills
50states covered
6+providers reviewed
$0cost to compare
Why ComparePetCover

Everything you need to choose — in one place

We do the legwork so you can compare like-for-like and pick the right plan with confidence.

Real comparisons

Side-by-side coverage, limits, waiting periods and reimbursement — not marketing fluff.

Tailored to your state

Average costs and top picks for exactly where you live.

By breed & need

Breed-specific guides for the conditions your pet is most likely to face.

Instant cost estimate

See a realistic monthly premium in seconds, before you get a quote.

By state

Find pet insurance in your state

Average premiums and best-value providers vary by state. Start with yours.

Simple

How it works

Three steps from confused to covered.

1

Compare

Review top providers by coverage, cost, limits and reimbursement rate.

2

Estimate

Use the calculator to see a realistic monthly premium for your pet.

3

Enroll early

Get a quote and enroll while your pet is healthy to avoid pre-existing exclusions.

Providers

Top-rated pet insurance companies

Independent reviews of the providers our readers compare most.

By breed

Popular breed guides

The breeds with the highest health risks — and where insurance pays off most.

Costs

How much does pet insurance cost in 2026?

The average dog policy runs roughly $40–$70/month and cats less — but it varies by breed, age and ZIP code.

Guides

Popular pet insurance guides

Ready to protect your pet?

Compare the top providers side by side and get a quote in minutes — no account needed.

Compare top providers