Fetch Pet Insurance Review (2026)
Fetch (formerly Fetch by The Dodo) is known for broad, comprehensive coverage that includes some items other insurers treat as add-ons — like sick-visit exam fees.
What Fetch covers
Fetch covers accidents, illnesses, surgeries, diagnostics, dental, behavioral therapy, and notably sick-visit exam fees as standard. It also covers some virtual vet visits and certain holistic treatments.
Pros
- Sick-visit exam fees included as standard
- Covers dental, behavioral and some holistic care
- Comprehensive single-plan approach
- Covers certain virtual vet visits
Cons
- Premiums can be higher given the broad coverage
- Pre-existing conditions excluded
- Some waiting periods apply
Who Fetch is best for
Owners who want maximum coverage in one plan without juggling add-ons.
How Fetch compares
Premiums and coverage vary by pet, breed, age and your state — see how Fetch stacks up against other insurers in our full comparison, or check average costs in your state.
Does Fetch cover exam fees?
Yes — sick-visit exam fees are included as standard, which many insurers charge extra for.
Does Fetch cover dental?
Yes, dental treatment is included in its comprehensive coverage when not pre-existing.